Appointed representative of CMME Mortgages and Protection Ltd · FRN 414798 Brokers, not lenders · Whole of UK
CFS Craddock Financial Solutions Book a call
FCA regulated advice

Remortgages

A product rolling onto standard variable rate is the most expensive thing in most people's finances. We diarise every facility and come to you six months out.

Start review 6 months before expiry
Product transfers Compared, not assumed
Capital raising Yes
Regulated Yes, FCA

What we arrange

01 Rate reviews before expiry, with your existing lender's offer compared against the market
02 Capital raising for a deposit, a refurbishment or a business injection
03 Debt consolidation, where the arithmetic genuinely works over the full term
04 Moving from interest-only to capital repayment, or restructuring the term
05 Portfolio remortgages arranged together rather than one property at a time

Questions we get asked

Is my lender's own offer good enough?

Sometimes it is the best available and there is no need to move — we will tell you that. But it should be compared, not accepted by default.

Can I raise money on a property I own outright?

Yes, on both residential and investment property, subject to the purpose and affordability. The purpose matters as much as the equity.

How early should I start?

Six months out. Offers can be held while you wait, so an early start costs nothing and protects you against rate rises.
Product expiring in the next year? An honest view on whether it can be funded, and roughly on what terms. No credit search.
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Your home may be repossessed if you do not keep up repayments on your mortgage. Craddock Financial Solutions Ltd is an appointed representative of CMME Mortgages and Protection Limited, authorised and regulated by the Financial Conduct Authority, FRN 414798.